The web address, www.PhotoClassForYou.com, is the Internet address for online classes presented by Ricky Tims. Your use of PhotoClassForYou.com is subject at all times to our Terms of Service. Your use of our site constitutes your acceptance of these terms. All who create a login registration or purchase a class must accept all of the terms and conditions of our Terms of Service. If you have questions about any of these documents, please contact us by sending an email via the contact us page on our site.

This policy outlines what you can expect on PhotoClassForYou.com, and the kind of online behavior we expect of you. It also contains the terms on which we make the service available. Our community is always evolving, so it's important that you periodically check here for updates and new information. All of our activities and other services, regardless of when they are added to PhotoClassForYou.com are governed by our Terms of Service.

By "Content," we mean the communications, images, sounds, and all the material and information you see on our site. PhotoClassForYou.com, registered users, our affiliates, and any independent content providers will provide most of the Content on PhotoClassForYou.com. User populated Content consists of, but is not limited to Comments, Testimonials, and Image Uploads. PhotoClassForYou.com does not pre-screen all of the Content available on our Service. PhotoClassForYou.com does not assume any responsibility or liability for Content that is provided by Members or other guests on PhotoClassForYou.com. PhotoClassForYou.com does not endorse, approve, or prescreen any Content that you or other users communicate on the Service. We reserve the right to remove Content that we feel is objectionable or inappropriate. Neither PhotoClassForYou.com nor its affiliates assume any liability for any failure to remove, or any delay in removing, Content. You bear the entire risk of the completeness, accuracy or usefulness of Content

found on our Service.

The following content is not permitted on the site: 

• Strong or vulgar language is not permitted

• Crude or explicit sexual references are not permitted,

• Discussions of illegal drugs is not permitted,

• Hate speech of any kind is offensive, inappropriate, and is not permitted.

• Political opinions are inappropriate and are not permitted.

• Religious opinions and beliefs are inappropriate and are not permitted.

In other cases, there may be "gray areas". Always use your best judgment. If you would not say something in a room full of people you have never met, or in the workplace, please don't post it on our message boards or chat. PhotoClassForYou.com makes the final determination about whether Content is objectionable or not. This determination is in our sole discretion, and is final.

PhotoClassForYou.com representatives may monitor your communications on PhotoClassForYou.com. But, because we cannot monitor all of the Content on PhotoClassForYou.com, and we do not attempt to do so, you might encounter something you don't want to see. You can report inappropriate postings via the Contact Us link. At no time will PhotoClassForYou.com staff members ask you for your User Password. Your good judgment in making reports, particularly about the opinions of others, is important and appreciated. PhotoClassForYou.com does not endorse or oppose the opinions of any Member or guest, but we may take issue with the content of the opinion or the manner in which an opinion is expressed.

You agree that you will be personally responsible for your use of the Service and for all of your communication and activity on the Service, including any Content you contribute, and that you will indemnify and hold harmless PhotoClassForYou.com, its parent, affiliates, employees, officers, and directors from any liability or damages arising from your conduct on PhotoClassForYou.com, including any Content that you contribute. Online conduct should be guided by common sense and basic etiquette. You will violate the Terms of Service if you (or others using your Account) do any of the following:

• Post, transmit, promote, or distribute Content that is illegal.

• Harass, threaten, embarrass, or do anything else to another Member or guest that is unwanted. This means: don't say bad things about them, don't keep sending them unwanted messages, don't attack their race, sexual orientation, religion, heritage, etc. If you disagree with someone, respond to the subject, not the person.

• Transmit or facilitate distribution of Content that is harmful, abusive, racially or ethnically offensive, vulgar, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, or in a reasonable person's view, objectionable. Hate speech is not tolerated.

• You may not impersonate another person (including celebrities), indicate that you are a PhotoClassForYou.com or Ricky Tims Inc. employee or a representative of PhotoClassForYou.com, or attempt to mislead users by indicating that you represent PhotoClassForYou.com. or any of PhotoClassForYou.com's partners or affiliates.

• Attempt to get a password, other account information, or other private

information from a Member or any other user on PhotoClassForYou.com. Remember: PhotoClassForYou.com employees will NEVER ask for your password. Don't give your password, reminder words, or billing information out to anyone.

• Upload any Content that you do not own or have permission to freely distribute

• Promote or encourage any illegal activity including hacking, cracking or distribution of counterfeit or copied content from www.PhotoClassForYou.com

• Upload files that contain a virus or corrupted data;

• Post messages for any purpose other than personal communication.

• You may not post or transmit advertising, promotional materials, chain letters, pyramid schemes, or make any commercial use of our Service.

• Make false reports to PhotoClassForYou.com staff members.

You must obey the rules wherever you are while using this site. This includes rules of interactive service providers, state, local, federal laws, or foreign or international law where appropriate. Ignorance of the law is no excuse. Other services have their own rules, and you should consult them before interacting. The laws that apply in the offline world must be obeyed online as well. We have zero tolerance for illegal behavior on PhotoClassForYou.com. We terminate use of the Service and cooperate with law enforcement on such matters.

PhotoClassForYou.com may include hyperlinks to web sites operated by parties other than PhotoClassForYou.com, including advertisers and other content providers. Those sites may collect data or solicit personal information from you when you visit their sites.PhotoClassForYou.com does not control such web sites, and is not responsible for their content, privacy policies, or for the collection, use or disclosure of any information those sites may collect.

When you connect to PhotoClassForYou.com, we may retrieve information from the computer used to log onto the Service about the computer's hardware system and any data related to the computer's operation at PhotoClassForYou.com. We will not collect any personal information about you, however, without your knowledge and consent as stated in our Privacy Policy. You understand that it is necessary, and accept, that cookies to be placed on your computer by PhotoClassForYou.com as they directly relate to permissions and restrictions of your membership level.

You acknowledge and agree that your communications with other users via chats, comments, conferences, bulletin boards, and any other avenues of communication on this Service are public (not private) communications, and that you have no expectation of privacy concerning your use of this Service. 

You acknowledge that personal information that you communicate on this Service may be seen and used by others and result in unsolicited communications, and that your member profile contains only such information as you are willing to divulge. PhotoClassForYou.com is not responsible for information that you choose to communicate to other users on the Service, or for the actions of other users.

You may not advertise any goods or services on PhotoClassForYou.com outside of the profiles that permit such advertisement – member profiles, shop profiles, professional teachers profiles. This service is offered at a minimum price.

You may not use any area of PhotoClassForYou.com to collect information, including login names, about PhotoClassForYou.com Members, and use of such information to send unsolicited e-mail or for any other purpose is strictly prohibited. You may not exploit PhotoClassForYou.com, or any services offered on PhotoClassForYou.com for any commercial purpose. Any violation of these provisions can subject your PhotoClassForYou.com Account to immediate termination (or result in revocation of Guest status, if you are a guest) and further legal action.

Much of the Content available on PhotoClassForYou.com is owned by PhotoClassForYou.com or our licensors, and is protected by copyrights, trademarks, and other intellectual property rights. It is very easy to copy things in cyberspace, but that doesn't make it acceptable or legal. 

You shall not copy or download any Content from PhotoClassForYou.com.com unless we have expressly authorized you to do so. Downloads from purchased classes are permitted – and expected. However, you may not copy or distribute any information in any form to others. A purchased class is for a single user – that being the registered purchaser. Classes are not to be shared or distributed.

You must also have the legal right to upload any Content to PhotoClassForYou.com before you do so. You shall not copy, transmit, modify, distribute, show in public or in private, modify or create any derivative works from the Content you find on PhotoClassForYou.com, unless Ricky Tims Quilts (www.photoclassforyou.com and www.letsquilttogether) expressly authorizes you to do so. Making unauthorized copies of any Content found on PhotoClassForYou.com can lead to the termination of your PhotoClassForYou.com Account and may subject you to further legal action. Similarly, other content owners may take criminal or civil action against you. In that event, you agree to indemnify and hold harmless PhotoClassForYou.com and its parent, subsidiaries, affiliates, related companies, employees, officers, directors and agents.

Once you post or send any Content to PhotoClassForYou.com, you expressly grant PhotoClassForYou.com the complete and irrevocable right to quote, re-post, use, reproduce, modify, distribute, transmit, broadcast, and otherwise communicate, and publicly display and perform the Content in any form, anywhere, with or without attribution to your screen name in PhotoClassForYou.com's discretion, and without any notice or compensation to you of any kind.

Access to some content on PhotoClassForYou.com may require that you download software onto your computer (Flash Player for example). You understand that various technologies may not be consistent across all platforms and that the performance and some features offered by PhotoClassForYou.com may vary depending on your computer and other equipment.

PhotoClassForYou.com HAS NO LIABILITY OF ANY KIND OR NATURE IN CONNECTION WITH YOUR USE OF THE PhotoClassForYou.com SOFTWARE (INCLUDING LIABILITY

FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES OR DAMAGE TO YOUR COMPUTER HARDWARE OR SOFTWARE), AND THE ENTIRE RISK OF USE (INCLUDING WITHOUT

LIMITATION ANY DAMAGE TO YOUR COMPUTER HARDWARE OR SOFTWARE) RESIDES WITH YOU.

YOU EXPRESSLY AGREE THAT THE USE OF PhotoClassForYou.com AND THE INTERNET IS AT YOUR SOLE RISK. OUR SERVICES AND PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS FOR YOUR USE, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, UNLESS SUCH WARRANTIES ARE LEGALLY INCAPABLE OF EXCLUSION. PhotoClassForYou.com INC. PROVIDES THE SERVICE ON A COMMERCIALLY REASONABLE BASIS AND DOES NOT GUARANTEE THAT YOU WILL BE ABLE TO ACCESS OR USE THE SERVICE AT TIMES OR LOCATIONS OF YOUR CHOOSING, OR THAT PhotoClassForYou.com WILL HAVE ADEQUATE CAPACITY FOR THE SERVICE AS A WHOLE OR IN ANY SPECIFIC GEOGRAPHIC AREA. YOU ACKNOWLEDGE AND AGREE THAT YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY DISPUTE WITH PhotoClassForYou.com IS TO STOP USING THE SERVICE, AND TO CANCEL YOUR ACCOUNT. YOU ACKNOWLEDGE AND AGREE THAT PhotoClassForYou.com INC, ITS PARENT, SUBSIDIARIES AND AFFILIATES ARE NOT LIABLE FOR ANY ACT OR FAILURE TO ACT BY THEM OR ANY OTHER PERSON REGARDING CONDUCT, COMMUNICATION OR CONTENT ON THE SERVICE. IN NO CASE SHALL PhotoClassForYou.com OR ITS PARENT'S, SUBSIDIARIES', AFFILIATES', EMPLOYEES',

OFFICERS', OR DIRECTORS' (COLLECTIVELY, "PhotoClassForYou.com AFFILIATES") LIABILITY TO YOU EXCEED THE AMOUNT THAT YOU PAID TO PhotoClassForYou.com FOR THE SERVICE. IN NO CASE SHALL PhotoClassForYou.com OR PhotoClassForYou.com AFFILIATES BE LIABLE FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF PhotoClassForYou.com, THE INTERNET OR FOR ANY OTHER CLAIM RELATED IN ANY WAY TO YOUR USE OF OR MEMBERSHIP WITH PhotoClassForYou.com. BECAUSE SOME STATES OR JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR THE LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, IN SUCH STATES OR JURISDICTIONS, PhotoClassForYou.com’S AND PhotoClassForYou.com AFFILIATES' LIABILITY SHALL BE LIMITED TO THE FULL EXTENT PERMITTED BY LAW. PhotoClassForYou.com DOES NOT ENDORSE, WARRANT OR GUARANTEE ANY THIRD PARTY PRODUCT OR SERVICE OFFERED THROUGH PhotoClassForYou.com AND WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD- PARTY PROVIDERS OF PRODUCTS OR SERVICES.

You become a Member of PhotoClassForYou.com by completing our registration process. This Membership Agreement is a legal document that explains your rights and obligations as a member of PhotoClassForYou.com. Please read it carefully.

PhotoClassForYou.com will charge fees to access classes on PhotoClassForYou.com. You must pay the class fees to access these Services. You will be given the option to purchase the service by providing us with a valid credit card number and billing information. PhotoClassForYou.com RESERVES THE RIGHT, AT ANY TIME, TO CHANGE ITS CLASS PRICING AND BILLING METHODS.

A. Payment by Credit Card.

You must use a valid credit card to pay for classes or projects. When you provide credit card information to PhotoClassForYou.com, you represent to PhotoClassForYou.com that you are the authorized user of the credit card that is used to pay subscription or other fees. As the Account holder, you are responsible for all charges incurred, including applicable taxes, and all purchases made by you or anyone that uses your Account, including your family or friends. This means that, unless your Account or credit card information is obtained unlawfully or fraudulently by someone other than those authorized by you to use your Account, you will be responsible for all usage and

purchases on your Account.

B. Other Sites.

We may provide links to other web sites. Some of these web sites may charge separate fees, which are not included in any subscription or other fees that you may pay to PhotoClassForYou.com. PhotoClassForYou.com may also provide access to third-party vendors, who provide content, goods and or services on

PhotoClassForYou.com or the Internet. Any separate charges or obligations you incur in your dealings with these third parties are your responsibility.

If you, or anyone using your Account, violate our online conduct or Content standards, PhotoClassForYou.com may take action against your Account. We may issue you a warning about the violation, or we may choose to immediately terminate your Account without refund for any classes or projects you have purchased. You acknowledge that PhotoClassForYou.com is not required to provide you notice before terminating your Account, but it may choose to do so.

Ricky Tims Quilts enforces strict copyright laws. Members may not claim authorship or offer for sale at PhotoClassForYou.com images or designs of copyright that is owned by someone else. It is the responsibility of the member to verify that images are free of any restrictions, copyright or otherwise, before posting it as their own design or offering it for sale on PhotoClassForYou.com. All members understand and agree that the PhotoClassForYou.com is not required to review or monitor any images posted on our site. PhotoClassForYou.com will not be involved or responsible for any copyright claims or issues. If you feel that your image is being used incorrectly or illegally, it is your responsibility to resolve all disputes directly with the offender.

Upon request by PhotoClassForYou.com, you agree to defend, indemnify and hold harmless PhotoClassForYou.com and its parent, affiliates, subsidiaries, employees, contractors, officers, directors, vendors, and content providers from all liabilities, claims and expenses, including attorneys' fees, that arise from a breach of this Terms of Service for which you are responsible or in connection with your transmission of any Content on PhotoClassForYou.com.

PhotoClassForYou.com reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you. In that event, you shall have no further obligation to provide indemnification to PhotoClassForYou.com in that matter. This Section 4 shall survive termination of this Agreement.

PhotoClassForYou.com Inc. may update or revise the Terms of Service at any time. If we revise the Membership Agreement, such revision shall be effective thirty (30) days after posting the new Terms of Service on PhotoClassForYou.com. You agree to review the Terms of Service periodically to become aware of such revisions. You can view the Terms of Service at any time by clicking on the Terms of Service link at the bottom of our PhotoClassForYou.com home page.

Your continued use of the Service thirty (30) days after a revised Agreement is posted on PhotoClassForYou.com will mean that you accept all such revisions. If you don't agree to the changes, or to any of the terms in this Membership Agreement, your only remedy is to cancel your Account and forfeit any previously purchased classes.

Either you or PhotoClassForYou.com Inc. has the right to terminate or cancel your Account at any time. You understand and agree that the cancellation of your Account is your sole right and remedy with respect to any dispute with PhotoClassForYou.com Inc. This includes, but is not limited to, any dispute related to, or arising out of: 

(1) any term of this Terms of Service or PhotoClassForYou.com Inc.'s enforcement or application of this Agreement; 

(2) any policy or practice of PhotoClassForYou.com, including the Interactivity Policy and the Privacy Policy, or PhotoClassForYou.com’s enforcement or application of these policies; 

(3) the Content available through

PhotoClassForYou.com or any change in Content provided through

PhotoClassForYou.com; 

(4) your ability to access and/or use

PhotoClassForYou.com; or 

(5) the amount or type of fees, surcharges, applicable taxes, billing methods, or any change to the fees, applicable taxes, surcharges or billing methods.

You can cancel your Account by delivering notice to PhotoClassForYou.com's Customer Service Department by using the Contact Us link. PhotoClassForYou.com reserves the right to collect fees, surcharges or costs incurred before you cancel your PhotoClassForYou.com. In addition, you are responsible for any charges incurred to third-party vendors or content providers before your cancellation. In the event that your Account terminated or canceled, no refund, including any fees associated with other

services will be granted.

Active members at PhotoClassForYou.com may not allow former Members whose Memberships have been terminated by PhotoClassForYou.com to use their Accounts. Any delinquent or unpaid Accounts or Accounts with unresolved issues with PhotoClassForYou.com must be settled before PhotoClassForYou.com may allow you to register again.

You agree that this Terms of Service is not intended to confer and does not confer any rights or remedies upon any person other than the parties to this Agreement. You also understand and agree that the PhotoClassForYou.com Interactivity Policy and the PhotoClassForYou.com Privacy Policy, including

PhotoClassForYou.com's enforcement of those policies, are not intended to confer, and do not confer, any rights or remedies upon any person. If any part of this Agreement is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect. The laws of the State of Colorado, excluding its conflicts-of-law rules, govern this Agreement and your Membership.

As noted above, Member conduct may be subject to other local, state, national, and international laws. You expressly agree that exclusive jurisdiction for any claim or dispute with PhotoClassForYou.com or relating in any way to your Membership or your use of PhotoClassForYou.com resides in the courts of Colorado and you further agree and expressly consent to the exercise of personal jurisdiction in the courts of Colorado in connection with any such dispute including any claim involving PhotoClassForYou.com Inc. or its parent, affiliates, subsidiaries, employees, contractors, officers, directors, vendors and content providers.

You agree to abide by U.S. and other applicable export control laws and not to transfer, by electronic transmission or otherwise, any Content or software subject to restrictions under such laws to a national destination prohibited by such laws, without first obtaining, and then complying with, any requisite government authorization. You further agree not to upload to PhotoClassForYou.com any data or software that cannot be exported without prior written government authorization, including, but not limited to, certain types of encryption software. The assurances and commitments in this Section 6 shall survive termination of this Agreement.